IN CASE YOU have not noticed, TPAs are becoming more and more popular in the under $10 million market with no end in sight.  Whether it’s TPAs who “hang” off of a large recordkeeper’s system or TPAs who perform the recordkeeping themselves, look for TPAs to gain even more market share in the upcoming years as all the trends are in their favor.

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Why Choose a Safe Harbor 401(k) Option?
 

FOR MANY SMALL businesses, one of the greatest deterrents to offering a 401(k) is the difficulty in satisfying certain IRS non-discrimination requirements.

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AIG SUNAMERICA IS a household name well respected in corporate America and among individual investors. The company decided in 2000 that it needed to be part of the 401(k) market, which has almost $3 trillion in assets and tens of millions of baby boomers looking to invest their rollovers when they retire. Following a successful agreement with the U.S. Chamber of Commerce and the CHAMBERplan product, AIG SunAmerica has now re-branded their 401(k) product as Polaris401(k) and is expanding in the small 401(k) corporate market.

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Managing Surplus Volatility in Defined Benefit Plans through Liability-Driven Investing
 

OVER THE PAST decade, defined benefit (DB) plan sponsors have had a wild ride on the funding roller-coaster, with many plans falling from well-funded positions to under-funded positions in just a few short years.  Numerous high-profile plan insolvencies have served as a wake-up call to legislators, resulting in the passage of the Pension Protection Act of 2006 (PPA), as well as the adoption of funding and accounting reforms.  The stricter funding requirements and greater financial transparency have placed increased attention on the need to control pension plan surplus volatility.

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From Last Week's Exchange

Complexity – Thy Name is PPA Advice
 

THOUGH SOME PEOPLE say they understand how to leverage the advice provisions of the 2006 Pension Protection Act (PPA), many experts are not so certain.  Central to the confusion is whether the requirement of level compensation applies to broker dealers and, if so, under what circumstances.  Adding to the complexity is the requirement that their reps declare themselves to be fiduciaries which many broker dealers will not allow.

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Prospect Pipeline APPOINTMENTS
Over $31 Million in 401(k) Set Appointments Available!

Appointments currently available for sale with Plan Sponsors who want to meet face to face on a specific date and time!  For lead details, contact your Account Executive or call 877-777-401k, extension 3573, to speak with Mary Christopher (mchristopher@401kExchange.com).