Retirement Solutions

JH Signature™ – our popular retirement plan product – offers a multi-class, multi-manager approach with an extensive range of quality investment options to choose from.

Classes 2 to 9 offer standard pricing and commission options, while Class 1 provides the flexibility to customize your own commission structure, if applicable.

• Available to both Defined Contribution and Defined Benefit (including cash balance) Plans
• Over 160 Funds and more than 45 leading name brand and institutional managers
• Rigorous selection and monitoring process by team of experienced professionals
• Asset Allocation Portfolios – including Lifecycle and Lifestyle
• Choice of small, mid and large-cap options
• Complete range of fixed-income investment options
• Extensive suite of index portfolios
• No proprietary Fund requirements
• Personal Brokerage Account option available

John Hancock Retirement Plan Services offers investments in a separate account structure, with sub-accounts investing in underlying mutual funds and a CIT.

Guaranteed Income for Life Select

An innovative feature that allows you to stand apart from the competition by offering retirement income guarantees within a 401(k) plan. [more]

Fiduciary Standards Warranty

The John Hancock Fiduciary Standards Warranty offers plan sponsors and fiduciaries greater confidence by providing specific assurance for their Fund selection. [more]

Investment Options

Our multi-manager line-up of investments, selected and monitored by our team of professionals, allows you to offer your clients a diverse range of investment options and exceptional asset allocation solutions. [more]

JH EZway®

The JH EZway® suite of services, including JH EZstart (automatic enrollment) and JH EZincrease® (automatic contribution increase), provide clients with an effective way to manage enrollment and contributions for their plan participants. [more]

Defined Benefit solutions

A defined benefit plan provides a valuable opportunity for professional firms and business owners to increase their retirement savings beyond the contribution limits that applies to defined contribution 401(k) plans. The John Hancock Defined Benefit Program offers the same high quality investments and service our clients have come to know from our defined contribution product. [more]

Defined Contribution Investment Only Solutions

John Hancock Funds is a premier provider of retirement plan investments, education, enrollment and post-enrollment support in the open architecture retirement plan structure.

We have the depth and breadth to meet – and exceed – your needs:

One source for fully diversified, multi-manager asset allocation portfolios and individual core investments

• Select from target date and target risk asset allocation solutions built using our disciplined and proprietary multi-asset, multi-style and multi-managed approach
• Leverage the expertise of some of the industry’s best institutional managers, allowing you to build custom plans tailored to your participants’ specific needs.

Resources to grow your retirement plan business

• Advanced analytical tools such as Portfolio Insight
• Award-winning educational marketing materials
• A strong nationwide distribution team made up of investment only specialists, and more than 50 field-based business consultants

Significant corporate presence and financial strength

Partner with John Hancock Funds – a company that offers resources and investment solutions to help your participants fulfill their retirement goals.

Access all of our resources on our Web site: www.jhfundsretirement.com. Or, for more information contact us today at 1-800-845-7175.

Clients should carefully consider a fund’s investment objectives, risks, charges and expenses before investing. The prospectus contains this and other important information about the fund. To obtain a prospectus, call John Hancock Funds at 1-800-845-7175 or visit our Web site at www.jhfundsretirement.com. Clients should read the prospectus carefully before investing.

John Hancock Funds, LLC
Member FINRA | SIPC
601 Congress Street
Boston, MA 02210-2805
1-800-845-7175
www.jhfunds.com

Disclosures

⁴All figures for Manulife Financial are based on December 31, 2010 consolidated CanadianGAAP results for the Manulife Financial group of companies. To view our must current
financial ratings, please go to www.johnhancock.com. Financial strength ratings measure the Company’s ability to honor its financial commitments and are subject to change. The
ratings are not an assessment or recommendation of specific policy provisions, premium rates or practices of the insurance company.

To obtain group annuity investment option Fund sheets and prospectuses for each sub-account's underlying investment vehicle call 1-877-346-8378  These documents contain complete details on investment objectives, risks, fees, charges and expenses as well as other information about the underlying investment vehicle, which should be carefully considered.  Please read these documents carefully prior to investing.

Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business under certain instances using the John Hancock Retirement Plan Services name. Group annuity contracts and recordkeeping agreements are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state. Guarantees of withdrawals provided under “Guaranteed Income for Life” are supported by the issuer’s general account and are subject to the claims paying ability of the issuer which does not apply to the investment performance or safety of the underlying portfolios. Guarantees are subject to the limitations, terms, and conditions set forth in the Rider.

NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT AGENCY  

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